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What you Should Understand when Filing a Personal Injury Claim

Have been injured because of somebody else’s negligence? If so, you want compensation from the at-fault party. Because of this, you will have to file a personal injury claim. But, filing this does not always involve a lawsuit, depending on the kind of and gravity of the injuries you sustain. Read on to understand the complexities involved in filing a personal injury claim.

Filing a Personal Injury Claim Personal Injury Claim

You will find a personal injury claim when you seek to recover compensation for the injuries you sustain that resulted from the negligence of other parties. A lot of people think that this claim automatically involves a lawsuit. But, most personal injury claims end up being settled before they reach the court. Settling your claims out of court can help you save on the cost, minimizes risks and ensure you end up with a good settlement. Some of the most common kinds of personal injury claims include vehicle accidents, medical malpractice cases, trips and falls in workplaces, assault and more.

Minor and Major Claims

In general, minor personal injury claims include minor injuries like injuries to muscles, tendons, or ligaments like strains or sprains. Major claims include accidents that lead to serious or permanent injury, loss of bodily functions, dismemberment, and fatalities. No matter the gravity of the injury, you must not be compelled to bear it somebody else’s causes it.

Personal Injury Claims in the Eyes of Insurance Companies

When an insurance company figures out the specific amount of compensation for your claim, they will use a damages formula that includes various factors such as:

  • Liability.  The insurance company will determine whether or not their insured company did a negligent act.
  • Kind of injuries and damages. To determine the amount to compensate for your injuries, the insurance provider will determine how serious your injuries are and the damage the negligence has caused.
  • Cost. The company will determine whether paying you will cost them money or whether it is best to pay for an attorney to fight your claim.
  • Your character. The insurance company may look for ways to discredit you.
  • Your lawyer. They will consider the reputation of your lawyer and their capacity to bring your case to court.

Hiring your Attorney

If you have been in pain or emotional distress as a result of another party’s fault or negligence, you should hire a personal injury lawyer from Hannon Legal Group to represent you. Your attorney will reach you the other party’s insurance company to try to get a settlement outside the court. But, if the other party refuses to compensate you, your lawyer will take your case to court. They will serve your legal counsel and will represent you. Hiring an experienced and knowledgeable lawyer increases your chances of getting a favorable settlement. There is no point spinning your wheels and trying to keep up with the insurance company or the lawyers of another party. It is best to get your own lawyer and fight for your rights.

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